Statutory health insurance companies have canceled many services for patients over time. This is often the case with dentures, where either nothing or only part of the costs are covered. Those who have private health insurance will get these costs reimbursed, but always have to pay expensive premiums.
Dentures can be very expensive because they have to be made first. So it’s not just a question of cost, it’s also a question of time. If you don’t have the money for the dentures, you can take out a loan from the dentist. Dental insurance often costs more money than dentures over the years and not everyone can afford it. So it is much cheaper if a loan is taken out so that the treatment can be carried out.
Take out a loan from the dentist
Dentists know how expensive the treatment can be and offer installment payments. It is not always a cheap alternative to a normal loan, because the interest is often much higher than with a direct bank or the house bank. Nevertheless, a comparison is worthwhile, because dentists also work with banks that grant a loan to the dentist.
The application is filled in at the dentist. As soon as the loan is approved, the dentist receives the loan amount. The borrower must pay the loan to the bank in monthly installments. It is worth getting several estimates. Since the practice fee has been dropped, several visits to different dentists can take place. For example, treatment may be considerably cheaper for some than for your own dentist, while others may offer lower interest rates.
House banks offer loans for dentures
If they want to take out a loan from the dentist, the patient should also contact their own house bank. Small loans with low interest rates are granted here. The processing time is quite short because it is a small loan, so fewer requirements have to be met.
It is important that the customer submits a cost estimate from the dentist to the documents so that the bank can see at a glance what the costs are. This means that an application can be filled in on the spot and a loan installment and loan amount can be agreed.
Comparison saves costs
A credit comparison can be made on the Internet. All the data needs to be entered on the portal and the loan seeker will receive suitable offers within a few minutes. In this way, a bank can be found quickly that gives very good conditions. The borrower can save so much money because if he compares the APR, he will be able to see all the costs that will come up.